When I first started working at the ripe ole’ age of 12 (part-time summer job paid in cash), my only thought on why I was working was so I could make more money than I currently had (which was zero btw).

And up until about two years ago, I still thought this way.

The formula was:

Work more = earn more = more is better.

If I wasn’t trying to squeeze every drop of “more” out of my life, I felt like I was being lazy or useless. And the guilt I felt around “wasting my potential” was sometimes crushing.

Don’t get me wrong.

I still wake up every day trying to think of ways to make my business bigger and better — but not just for the sake of being bigger and better.

Since I started posting on social media and writing this newsletter, my whole mindset on why I push so hard to make my business successful has shifted.

Hearing from you, and how what I’m sharing has helped inspire you to open your first investment account, get out of credit card debt, or realize that you can build real, lasting wealth to support your family…

My mind — officially blown!🤯🤯

And I’m so glad it was!

Because friend, money without a purpose behind it is (literally) just paper.

It means nothing.

It doesn’t matter how much or how little you have. It doesn’t matter how you get it.

If there’s no “why” behind it other than, “I want more” — I’m sorry to break it to you, but getting more won’t make you feel any different than you do now.

Sure, you can go out and buy the newest iPhone, Labubu (don’t even get me started on these things!), or new car.

But then what?

What do those things actually mean to you? How do they improve the world you want to live in? Why did you sign up for this newsletter in the first place?Why now to start your wealth building journey? What’s different?

The purpose of this email is to help you dig deeper and come up with a “why” that is bigger than “because I want more”, when it comes to money.

Because if you think that way, I promise you — it’s never going to be enough.

Let’s say you’re in credit card debt.

If I told you today I’d pay off all your credit cards, no questions asked. Wipe the slate clean — what would you do?

Would you go out and buy something because you have money to spend?

(BTW — money on credit cards isn’t actually yours, you’re just borrowing it from Mr. Chase or Ms. AMEX, and they’re REALLY sharky lenders🦈)

Or would you feel like a weight had been lifted off your shoulders, and you’d take that money and open a retirement account because you want to stop living paycheck-to-paycheck and give you and your family a better life?

If your WHY is “because I want more money”, you’re the one going online and stuffing the Amazon cart.

But if your WHY is more than that, then you’re in exactly the right place.

You’re ready for a change.

Maybe you’re ready to finally kick the bad money habits you’ve been hanging onto.

Or you’re ready to become a good money role model for your kids so they don’t struggle like you did.

Or maybe, you simply want to have peace of mind to live life on your own terms and not be a slave to your paycheck.

Whatever it is, write it down.

Better yet, respond to this email and tell me in 1 sentence or less.

I’ll hold you accountable.

Because if there’s one thing I’ve learned throughout my wealth building journey it’s this:

The idea of having enough—and not needing more—is far more liberating than any freedom having more could give you.

My goal for my business and this newsletter is not just to teach you how to make more money (though I will).

My real mission is to help you discover how you can use money as a way of both finding, and supplementing whatever makes you happy — not as an end goal.

Hope that helps!

Your friend,

Charlie | Your Wealth Hype Girl

📌P.S. - Want help figuring out where to start?

I know this framework makes sense in theory, but applying it to your specific situation? That’s where people get stuck.

So I built something to help.

I’ve created a custom GPT that walks you through this exact framework based on your situation, risk tolerance, and goals. It’s like having me in your pocket, asking you the right questions to figure out your next move.

I’m looking for a handful of people to beta test it and give me honest feedback. If you’re interested, hit Reply and let me know. I’ll send you access.

No catch, no cost - I genuinely want to make this tool as helpful as possible, and that means hearing from real people trying to figure this stuff out. I will eventually charge for it so I can recoup some of my costs to build it, but for those beta testers it’s completely free!

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Also, please be careful with any suspicious people who try to impersonate me and ask you to send them money, so they can “invest” for you. There are tons of scammers out there. If you follow me on social media, I will NEVER DM you first. If someone does, it’s a fake account using my profile picture and IP. Please report and block them. Always check their credentials in their profile and if it sounds too good to be true, it probably is. Stay safe!

Disclaimer: Not financial advice. For educational purposes only.

Thanks for reading 💰Building Quiet Wealth! This post is public so feel free to share it.

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